Car Insurance Policy

Plan Description

Classification of Motor Insurance
1) Private Car Insurance
This relates to private cars used for social and domestic purpose and / or business purpose.

2) Commercial Vehicle Insurance
All vehicles used for commercial purposes.
Lorries, taxis, vans, hire cars are insured under special contracts known as Commercial Vehicle policies.

3) Motor Cycle Insurance
This insurance relates to motorcycle only.

4) Motor Trade Insurance
Motor Trade Insurance are offered to garage and or individuals within the motor trade to ensure that their liability is covered whilst the vehicle being used on the road.

5) Special Types Insurance
This insurance covers motor vehicles such as forklifts, trucks, bulldozers, mobile cranes and excavators whilst in use on roads as well as building site and other private ground.

Types of Cover
When you buy a motor vehicle, you need to buy a motor insurance. The common types of cover are :-
1) Third Party Cover
This policy insures you, caused by your vehicle against claims for
- bodily injury or death caused to other persons (known as third party)
- loss or damage to third party property

2) Third Party, Fire & Theft Cover
This policy insures you, caused by your vehicle against claims for:-
- bodily injury or death caused to other persons (third party)
- loss or damage to third party property
- loss or damage to your own vehicle due to accidential fire
- theft of your vehicle

3) Comprehensive Cover
This policy is the widest form of cover whereby you are insured for
- claims for bodily injuries or death caused to other persons (third party)
- claims for loss or damage to third party property
- loss or damage to your own vehicle due to accidental fire
- theft of your vehicle
- loss or damage to your vehicle due to accident collision (own damage) or overturning
- loss or damage to your vehicle due to fire explosion or lightning , malicious act and burglary.

4) Extension Cover
The above standard motor insurance do not cover certain losses, such as :-
- your own death or bodily injury due to a motor accident
- your liability against claims from the pasengers in your vehicle
- loss or damage arising from as act of nature, such as flood, storm and landslide.
However, you may pay additional premiums to extend your policy to cover beyond the standard motor insurance.
Plan Benefits

MAA Assurance Private Car Comprehensive Insurance enjoys the following benefits:-
1) Free MAA Motor Club Membership
Free 24 hours Breakdown service available in all cities and most major towns.
Tol Free Number: 1-300-88-1622

2) Free Etching
Prevent auto theft - As an added security measure, free etching will be provided for MAA comprehensive Private Motorcar

3) 66 branches / servicing branches nationwide
MAA has the most number of branches nationwide for your convenience to insure your vehicle

4) 24 hours Motor Renewal Service
Available through MAA ATM Machine at selected locations.

5) Extensive Network of Panel Workshops
MAA s panel workshops are strategically located throughout the country ever ready to assist you in the event of mishap.